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How FinTech Is Seeing A Major Growth in India

With a population of more than a billion, India is definitely a promising sector for the FinTech. Before we move ahead, let us first explain what FinTech is. In simple terms, FinTech is the industry that comprises of the companies that use the technology to offer financial services. These companies work in different areas of finance management, insurance, electronic payments etc.

In the past decade, FinTech has taken over globally and is expected to rise in the future as well. India isn’t behind in this global trend. With over half a billion invested in the Indian FinTech over the last three years, the segment only shoes promising future of growth.

In 2015, around 12,000 FinTech came up globally making up the total investment of $19 billion. It is expected that by 2020, the global investment by FinTech will be $45 billion, which is a steep rise of 7.1%. According to the NASSCOM reports, India has around 400 FinTech companies with the investment of around $420 million. Reports also suggest that by year 2020, the investment of the FinTech companies in India will increase to $2.4 billion.

With the help of government regulations, banks and other financial companies, India has formed a favorable ecosystem for the growth of FinTech. FinTech is helping bring about the change in the personal financial management through e-payments and e-wallets, in the country that is predominantly cash- driven.

Number of reason contributes towards the growth of Financial Technology in India. The number of internet users in India reached to 465 million in June 2017. With more and more number of people depending on the internet for varied reasons, the digitalisation has taken a new turn. Government’s effort in bringing the digital revolution through ‘Digital India’ campaign is opening many opportunities for the existing FinTechs and start-ups.

Government Regulations:
Government has realised the potential of Financial Technology in India and is constantly making efforts to make the regulations friendlier. In 2014, government relaxed the rule of KYC process for customers making online transactions and payments up to Rs 20,000 per month. It is expected that the government will lay out new set of norms to revamp the P2P lending market.

To promote cashless transactions, government is now offering tax rebates to the merchants for accepting at least 50% of electronic payment.

‘Jan Dhan Yojana’ aims at providing a bank account to every citizen of India. Since the launch of the scheme in 2014, 240 million bank accounts have been opened. FinTech start-ups can use the opportunities to provide easy and seamless transaction service.

Incubator and Accelerators:
The role of incubators and accelerators are not limited to funding but also strengthening the financial industry. The incubators provide the obligation free environment for the start-ups. India is among the top five countries that show promising results for the start-ups. The initiatives ‘smart city’ and ‘digital India’ are set to strengthen the technological infrastructure of the country. To show the support to FinTech start-ups, banks and financial institutes have partnered with incubators and accelerators.

Machine Learning’ Predicts The FIFA World Cup 2018 Winner!

How can we forget Paul the Octopus who predicted the winner of the world cup in 2010 which had gone viral globally? The Octopus used the flags of both the teams, which were presented in front of him in a box before a game, and the winning team would be selected the box from which Paul would eat first. Paul had 12 correct predictions out of 14.

The result of any given sports game is unpredictable, yet we humans try and predict results either on the basis of statistical analysis, or simply a hunch. Predicting the winner of any a game is part of the game viewing experience and has been a crucial selling point for the betting industry since the beginning. Another interesting method to predict results of games has recently surfaced: Prediction by using Machine Learning, in which the winner of the game or the tournament is predicted by companies who’ve used several different algorithms to predict these results.

Below are some of the companies that used Machine Learning to predict the results of the FIFA World Cup 2018

Prediction by the Technical University of Dortmund In Germany

An algorithm was developed by a team which included researchers from German Technische Universitat of Dortmund, the Ghent University in Belgium, and the Technical University in Munich. The algorithm is fed data which ran approximately 100,000 simulations to predict Spain as the winner.

Prediction by a San Francisco Based Tech Firm – Unanimous AI

San Francisco based technology firm Unanimous AI tried, their hands on the this. Here is what their Founder & CEO had to say “These predictions were generated using swarm A.I. technology” Further, the founder & CEO stated that “This means it uses a unique combination of human insights and artificial intelligence algorithms, resulting in a system that is smarter than the humans or the machines could be on their own. It works by connecting a group of people over the internet using A.I. algorithms, enabling them to think together as a system, and converge upon predictions that are the optimized combination of their individual knowledge, wisdom, instincts, and intuitions”. The final outcome of their simulation pointed that Germany will defeat Brazil in the finals.

Prediction by Goldman Sachs

Technology Teams within this American multinational investment bank, have also tried its hands on predicting the FIFA World Cup winner of 2018, and their machine learning program has given them a final test result. The winning team predicted by Goldman Sachs, using machine learning in Brazil.

Online Political Election Voting System Based On Blockchain Technology

We hear about Blockchain and Bitcoin every day; however, it should be noted that Blockchain is way beyond Bitcoin and cryptocurrencies. It is a platform which is being used for carrying out economic transactions in the most incorruptible way. As a matter of fact, this technology can be used not only for economic transactions but for anything of value in a virtual way. Blockchain is being used in the pharmaceutical industry, fashion and accessory industry, food safety industry, airlines industry and many more.

In a world where technology has reached a point where scientists are coming up with flying cars, why is one of the essential systems that form the government of a country still unsecured and rigged? With the advancement of technology, everything has become a lot more transparent and convenient, then why is this technology not being used to carry out easy and fair elections? In most countries, voting is a right for every adult. Then why doesn’t the entire adult population of a country go ahead to vote on the Election Day? Maybe because the voting center is too far. People have to go and stand in huge lines just to cast a single vote. Some even believe that their vote doesn’t count because of unfair election results.

The solution to this huge problem has finally arrived. A platform that allows blending the perfect combination of technology and politics into one. This results in the invention of Blockchain Voting. If this technology can be used for so many other purposes, why can it not be used for the most important function that is voting? Blockchain voting is an online voting platform that allows a secure, hassle-free, reliable and quick method for the sole purpose of voting for an election. Blockchain voting can completely change the way we vote for the best. It will leave no scope of doubt or question in the voter’s mind.

In the modern day and age of technology, there are certain things that work best through the old ways only. However, voting is not one of those things. Voting is the process by which the citizens of a country choose their leaders. This process should be highly secure, fair and absolutely accurate; all which are the characteristics of blockchain. Blockchain Voting is immutable, transparent and cannot be hacked into in order to change the results. Blockchain Voting is an effective means to conduct elections. This will ensure that there is no voter fraud and no repetition of votes leading to a fair election. Blockchain Voting is the need of today’s democratic and adult population who believes that they can bring a change in this world.

The stakeholders involved in Blockchain Voting would be same as the stakeholders in the conventional method of voting. This revolutionary change can encourage a lot of people of the vote. Anyone who has an internet connection and is an adult which means they have the right to vote is eligible to be a part of this process of Blockchain Voting.The use of this technology from a voter’s point of view is very simple.

Anyone with a phone and internet access will easily be able to understand the specifications of the platform. The citizens who are voting don’t have to wait in long lines and don’t have to travel a lot to go and vote. This quick and hassle-free method of voting will engage more and more people to participate in the voting process and be a part of a more democratic world. This is definitely a cheaper and simpler method of conducting elections. As soon as various governments realize the importance of introducing this technology into their political environment, the better it will for nations to have easy and fair elections.

Python Language: Why One Should Learn It and How It Can Help

Many programming languages are used today, some are used, and some have gone obsolete. In the last few years, the programming scenario has changed drastically as developers and programmers are searching for more universal and approachable languages. This is the reason why Python language has become so famous recently. The Python community is growing bigger day by day as many programmers are now finding it to be one of the most user-friendly programming languages.

Python language has become so famous that every field and sector is now a user of it. Even though the other programming languages are not losing their fans, Python is increasing its fan base. Therefore, more and more people are now aspiring to learn Python. Some of the reasons why having a certification in Python can be helpful are discussed below:

Machine learning

Today, almost everything runs through algorithms, whether it is a search engine, social media, chat bots, virtual personal assistants, etc. These sophisticated algorithms are the result of machine learning and it has changed the entire technological scenario. With machine learning, the major programming language that is been used is Python, and one can find many libraries dedicated to machine learning only.

Big data

Python is used in data science the most and the professionals in this field are required to have expertise in this programming language. Though there are many other languages like Java, R, etc. which is used for data science, Python remains the favorite. This is because of the diversity it allows in automation technology, along with with the various framework and library available like NumPy, PyBrain, etc.

Web development

There are many websites these days like Reddit which are developed using Python language. The main reason why the Python programming language is used in web development is its speed and effectiveness. Using PHP developing a website can take hours, while using Python will take only a few minutes. Also, there are frameworks and libraries like Django and Flask which make the work much easier.

Community

One of the areas that programmers search for these days is the communities. In these communities, the developers and programmers can connect with others from any part of the world and can share their experiences and technologies. This helps them in learning new things about Python and how to solve various issues that may arise while coding.

Libraries

Libraries are really helpful when it comes to application and website development. One can find any kind of code. Python has a huge number of frameworks and libraries like Flask, Django, NumPy, Scipy, Pandas, Tensorflow, Keras, etc. One needs to concentrate on the logic and objective and the codes are easily available in the libraries.

Simple

Lastly, the biggest reason why programmers use Python is the fact that it is a simple programming language. It is a beginner user-friendly language as it does not require a lot of complex codes and syntaxes which are not understandable. Python has an easy and readable syntax and coding which makes its set-up and usage much easier.

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Contemplating Installing a WLAN? Welcome!

Let me start off by saying up front, this is NOT an ad for any particular device or company. I’m merely setting down my experiences and making some general recommendations. My first attempt at standing up a Wireless Local Area Network (WLAN) was just so I could have access to the Internet from anywhere in my three story townhouse. I hooked up my cable modem to a directional wireless router, and adjusted the antennae so that I had adequate coverage on all floors.

Then I made sure the LAN was secure by assigning a strong password to the router’s encryption feature. All went well. I could go anywhere I pleased in our home and access the Internet. Over time, I populated each floor with a smattering of various PCs, conveniently located so I could log in whenever the whim hit me. My family also liked the convenience of being able to reach the Internet with whatever portable device they happened to hold. Just for convenience, I placed a wireless printer on each floor and linked it to the WLAN. Everything was going on smoothly.

But one glaring problem was that I was still using each PC locally, and sharing files between computers was a nightmare.

Then I heard about the Western Digital’s “MyCloud”. Quick like a bunny, I bought a 2 Gb “MyCloud,” apprehensively attached it to my router via its Ethernet port and then linked it to each of my remote computers as a separate drive.

What a rush! This is amazing! Now I have remote access to all of my projects and files from anywhere in my house! I’m a believer!

When you’re setting up your home WLAN, you might also want to consider adding a Western Digital’s “MyCloud” or similar remote Wireless server as a remotely, fully controlled information repository. Linked to your home network, and behind your router’s firewall, it’s the perfect place to put all of your important (and in my case, almost all) files. Accessible from any place in your house, through any device connected to your LAN, it’s a perfect way to share information and to have access to that information.

Before I invested in my MyCloud, I had to remember on which machine I had saved files locally, Now, I can log in from any of my machines, and have immediate access.

You may find that some other company’s product fits your lifestyle better than Western Digital. That’s OK. The whole gist of my advice is to have you consider a remote data and information serve that is under your total control.

Now, I’m not completely paranoid about “Cloud Servers” that sit external to your router’s firewall, they do have their place, but I do abhor paying a fee to access my own personally created files.

Where to Find Do My Assignment in Canada

If you don’t have acceptable identification, you must swear an oath before it is possible to secure a ballot. You may also request to vote at house if you cannot visit a polling station or mark your ballot as a result of disability. The individual who subleases is known as a subtenant.

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SEO service is one of the technology through which a single or a team of people can make a product or a service visible to users in today’s world. It is a new and optimal way to market or promote a products, services, a cause, a article, new tech, a campaign and many other things. It is the new and growing way to make people aware of the things or objects the world is offering today. It is kind of a service that is use by a single man to optimize its page to small business to rank its business to multi-national companies to generate more business and gain more potential clients, but to that you should have a proper knowledge of SEO.
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Rumored Hype on What Is Energy in Physics Discovered

In fact, it’s got really big implications for a number of things happening in the pure world. Regardless, the important consideration to bear in mind is that a true perpetual motion machine would be in a position to run at least that long. So the idea of distance is somewhat more convoluted, but the fundamental idea stays the exact same.

It is quite a bit easier to calculate (a very simple multiplication) than it is to figure the job done along a complicated path. All huge objects are electrically paper for sale neutral since there is just the exact same amount of positive and negative charge on the planet. Whenever there’s more quantity of matter in a particular space or volume, the object is subsequently considered denser and at the very same time heavier.

The 30-Second Trick for What Is Energy in Physics

If there’s a pure body, there’s also a spiritual body. Background An object that’s thrown, kicked or otherwise launched via the air is known as a projectile. If you figure out the displacements between any 2 locations in any of both coordinate systems, you will locate the very same answer as long as you’re told that the negative x direction points east in the last coordinate system.

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Other types of energy could include geothermal electricity and classification of energy as renewable or nonrenewable. Therefore, should you happen to be in a position to build one, you’re going to need energy to begin the motion. So, solar power isn’t capable of providing big units of current.

Each is exactly like the other. There’s not sufficient to go around.

The Basics of What Is Energy in Physics

If you prefer to be more precise, you may even give your coordinates on the face of the earth. The water molecules gradually begin forming a normal pattern, because of the hydrogen bonding. Due to that, water is among the most reactive and corrosive chemicals we know.

Windmills also call for a climate that’s quite windy regularly. It floats on water because it is less dense than water. It floats on water as it is less dense than the water, as the water molecules have more energy, because they’re in the state of liquid.

The Upside to What Is Energy in Physics

Mass is the quantity of matter or substance which makes up an object. Displacement https://www.uidaho.edu/class/english/academics/undergrad/professional-writing is measured with reference to a particular point. It uses these theories to not only describe physical phenomena, but to model physical systems and predict how these physical systems will behave.

At the moment, however, reproducing the outcomes of Matsumoto’s simulation experimentally is a rather hard task. To put it differently, you’re requested to describe motion, or do a kinematics problem. Any physics textbook will say energy is the capability to do work.

What Is So Fascinating About What Is Energy in Physics?

If there’s an acceleration, there has to be a force. It is possible to find out more about transmission here. Such a unit is known as an interferometer.

Another notion is called integral calculus. Within this scenario, two equations might be employed to address the issue. On the contrary, it simply changes from 1 form to another.

For instance, a stone resting on the border of a cliff has potential energy because of its place in the earth’s gravitational field. Generally, the ground is regarded as a position of zero height. You need to experiment with diverse balls, to discover whether it’s worthwhile that you trade off a number of yards of distance for much better accuracy.